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Tag: Windscreen Replacement Cost

Know the Top 7 Causes of Windscreen Cracks and its Easy Solutions

The Windscreen Panel of any vehicle is one of the most significant parts which require a good treatment. It is through the front Windscreen Panel a driver can actually get the idea of his/her destination. A single crack or defect on the glass may hamper your driving and cause a severe accident.

Even though most of the people invest lots of money in bringing the vehicle to their home as an asset, they fail to treat it well. They often do not look into the broken or cracked windows and glasses properly. And whenever they do so it’s too late to fix.

However, everyone should be careful enough to treat the mechanical parts of their vehicles well to avoid any danger. If you do not know how to handle the mechanical parts of your vehicle gently, it may lead you to face a series of troubles. That’s why, being aware in advance of its causes and solutions may help you to avoid Windscreen cracks.

Here are top 7 factors that may cause Windscreen crack and also its solutions:

  • Uneven Gritty Roads: Travelling on the gritty, uneven or rough roads may cause a severe issue to your glass. On the gravel roads, the pebbles get ground, bounce off and may hit both the front and back glasses of your car. Instantly, it may cause such severe damages that you need to get a Windscreen shop to replace the broken glass with a new one. Therefore, make sure you drive slowly wherever you have to travel on such kinds of risky and gritty roads.

 

  • Accidents: If you park your car near any market, or a playground it can be as menace as a road accident. Often a ball, stone, or anything heavy hit the glass or even the body of your car also.
    Parking your car in a safe place that is distant from the crowd and market may protect it from damage. Rather than keeping your car naked, choose to cover it well whenever you have to park it in public.

 

  • Extreme Sunrays: Direct sunlight for a long period of time may strike the Windscreen, loosen its molecule bonds and expand its surface. It also results in several cracks on the windscreens. With due time the glass becomes damaged and hazy. Make sure whenever you park the car you do not forget to cover its glasses with a car shield to protect it from the scorching heat.

 

  • Following fully loaded vehicles: Most of the windscreen cracks happen due to lack of distance from the overloaded vehicles, such as garbage cars, tractors etc. They carry lots of heavy materials and if they suddenly happen to fall on the nearby car, it can crack the glass. So always try to maintain proper distance from such vehicles to protect you and your car.

 

  • Alternative temperature and air pressure: The way the changes of weather affect a human body, it also disturbs the natural balance of your Windscreen. You must have noticed a glass gets quickly cracked due to the extreme hot or cold environment. Similarly the sudden contraction and expansion due to fluctuating temperature and air pressure may damage the screen of your car. Manage to set the heater and defroster of your car carefully.

 

  • Hailstorms: While traveling in places of extreme weather, especially in rainy or winter seasons one may face sudden hailstorms. Those stones are dangerous and enough capable to break your glass completely that you need to visit a Windscreen shop to replace it. Windscreen Replacement Cost may not be affordable for everyone. So always try to halt your car in a safe place and wait for the hailstorm to settle.

 

  • Poor Quality of Windscreen: Due to the high range of Windscreen Price people often cannot afford to buy the standard quality of glasses. The local duplicate glasses may apparently look similar, but its manufacturing defect can cost you more money to replace it frequently. Thus it becomes prone to several Windscreen cracks and damages in your car. The original Windscreen Panel may cost you extra money but you should always choose the good quality while buying the mechanical equipment from a trusted Windscreen shop.

Internal damage due to past accidents may also reduce the strength of the glass even if you repair it well. Windscreen plays a crucial role while driving that any hair line scratch may also trouble you badly. That’s why whenever you get a serious damage in your car, call the professional and trusted mechanic to replace it without any delay.

So, these are the top seven factors that may bring scratches or severe damages to your windscreen panel. Have a regular maintenance of your car for its betterment. Also make sure you follow the suggestions accordingly to protect your car from any future damage.

Steps To Be followed While Applying For Windscreen Insurance Claim

The car windscreen is an important component of your vehicle. Being made of glass, the windshield of your car can easily get cracked because of some unpredictable scenarios like damage caused by the debris, getting hit by the branch of a tree. But driving with a cracked windscreen is very dangerous and with the constant vibration of the vehicle in motion, even the smallest damage can grow eventually and can obstruct road vision. Therefore, if your car’s windshield is damaged, you should always get it repaired as early as possible. And the good news here is that getting the windscreen repaired or windscreen replacement is just a snap.

A windscreen replacement in luxury vehicles may end up burning a big hole in your pocket if you don’t have the right insurance coverage. But not all insurance policies offer this type of coverage. Windscreen damage is a part of a comprehensive vehicle insurance claim. So, if you don’t have this coverage and have the third-party liability coverage, then you have to pay the windscreen replacement cost out of your pocket.

A vehicle insurance policy that covers windscreen damage?

The comprehensive vehicle insurance policy offers coverage for all kinds of automotive issues including windscreen damage. But what is a comprehensive car insurance policy? The comprehensive insurance policy includes optional coverage that is mainly purchased on top of collision insurance. This type of policy offers coverage for protecting the vehicles from all the damages that are not only caused by other cars but also from the “act of God”. And windshield repair or replacement is one of these services that you can avail of from comprehensive vehicle insurance.
Comprehensive auto insurance offers coverage against Windscreen damages in the cases like:

1. Falling of any heavy object like coconut, rock, etc.
2. Falling of trees or branches on the glass
3. Vandalism, accident, fire, or some other man-made calamities
4. The collision of animals or bird
5. Debris and stone hitting the windscreen when driving
6. Hails falling on your car windscreen during the storm
7. Football or baseball crashing into the windscreen
8. Natural calamities like floods, thunderstorms, hailstorms, or earthquakes.

But one thing you have to remember in this case is that this insurance policy offers wholesome coverage to the vehicles, of which the glass parts are one component. So, before you plan to get this insurance coverage, go through the policy details carefully, and don’t forget to ask the insurer about the nature of the automotive glass coverage.

Now the next question is how to apply for the windscreen insurance claim. And here comes the answer.

• Once your vehicle windscreen gets damaged, inform the insurer about the said damage and file the claim for repair or replacement of the same. Besides, you can send the hard copy or can file the claim application online.
• In case your car windscreen got damaged because of vandalism, then you have to call the police first, then file and obtain the FIR copy, and then submit that claim with the insurer to avail the windscreen insurance claim.
• If the comprehensive policy comes with a cashless clause, then you have to take the vehicle to a service center, which already has a tie-up with the insurer. This will help you to avail yourself of the cashless benefits.
• The next step is to take your vehicle to your chosen garage. The experts of the garage would check the damage and will also advise whether you need to repair or replace the windscreen. Repairing or replacing the windscreen would take 30-40 minutes. And after that, your car is immediately safe to drive. But in the case of windshield replacement, the condition often depends on factors like the materials used and the weather conditions. And here the technician would inform you about the safe time to resume driving.
• Whether you need to repair it or replace it, if the accident that resulted in the damage is covered under the comprehensive policy, then the insurer will pay for the cost.
• But if you don’t want to get the vehicle fixed by any of the tie-up garages, then you can also consider getting it done from a different service provider. Doing this will ensure that you are ready to stake a claim against the insurance policy. But here you may lose the cashless feature mentioned in the policy document. Here you have to submit the bills to the insurance provider when you want the claim for reimbursement.

Conclusion:

So, it is evident that the best way to claim windscreen insurance is through a comprehensive vehicle insurance policy. But still, you should only choose an expert for getting the service instead of choosing someone less experienced. Otherwise, you will get the insurance coverage but at the same time, you would end up getting a windscreen, installed sloppily.

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